Success! At last, I have just withdrew my earnings from my PayPal account to my UnionBank EON CyberAccount debit card. After PayPal secretly announced that Philippine PayPal users could use their Credit Cards and Debit Cards to withdraw their paypal funds, I verified and tried my UnionBank EON CyberAccount debit card that has a Visa Electron logo on it. It took 5 banking days to wait to get my funds posted in my UnionBank EON CyberAccount online.
I fully withdrew a total amount of $105.84 in my PayPal with a fee of $5 last October 11, 2007 and after 5 banking days, it was successfully posted in my UnionBank EON online account.
Below is the screenshot from my PayPal account. Transaction date October 11, 2007.

Below is the screenshot from my UnionBank EON online account. As you can see, it was posted on October 18, 2007.
UnionBank EON CyberAccount Debit Cards

I have been using UnionBank EON CyberAccount Debit Card since October 2002, and I am on the second card now because the first one expired last October 2005. I can attest that this is a very reliable debit card, no problems so far in my online transactions. The Annual fee for this card is PHP 350 that is deducted to your account funds, that’s more or less $8.00. Please refer to the 2nd attached image, where PHP123.48 + PHP226.52 is PHP350.
What are you waiting for use UnionBank EON CyberAccount debit card for your PayPal fund withdrawals. CLICK HERE to sign up for a PayPal account.
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kapag magdedeposit po sa EON card ano ung ginagamit? ung 12 digit or ung 16 digit?
The 12 digit # is your bank account number while the 16 digit # is your EON card number.
Yung 12 digit # ba ay yung makita mo sa receipt when you pay the P350 annual fee? I’m confused what is my account #… I just recently applied and get my EON Card, but I don’t know what is my Account NUMBER
Your EON account number is the 12 digit # which you can find at your EON card just below your name. The 16 digit # above your name is your card number.
Hi Charles Kailagan bang magdeposit muna sa EON card ko bago ko siya magamit sa PayPal? kasi may error na lumalabas pagnireregister ko yung EON VISA electron card ko sa PayPal
Alex,
Dapat may laman ang EON account mo kahit na P100 lang kase magdededuct ang PayPal sa’yo ng $1.95 just to make sure na makatransact ang PayPal sa EON account mo. Don’t worry ibabalik din yung $1.95 sa paypal account mo after ma-activate ang EON mo PayPal, but before your card can be activated you have to wait for about 3-5 days para makuha mo ang EXPUSE number mo para magamit pag-activate sa card mo sa paypal.
this is great news! thanks for sharing!
Yeah great news indeed. Thank you for visiting.
Hey Charles got here by following your comment on my blog. Buti ka pa nakapag withdraw na. I was having a hard time getting mine to work and it took me a while before I ia pointed out to me that I needed to have at least $1.8 in the account because Paypal will charge you once and return the money later as part of its verification process.
@Dennison
Thank you for visiting. Good thing you’re on the right track in verifying your card with paypal. After that, you can now withdraw thru your eon.
Nice. Btw, would you know if BDO (formerly Equitable) also offers a Visa Debit Card?
Congratulations!
I’m waiting for my first deposit to be reflected on EON. 5 days isn’t bad at all.
thank you for dropping by. 5 days is not that long to wait.
I’ve only started earning recently so I’ll just wait for my earnings to reach $100 or so before I make my first withdrawal. Thanks for this post and thanks for dropping by my blog
Congrats!
That should put the negative bashing from ebay.ph to shut. ebay.ph’ers can’t get UnionBank’s EON to work. So they say that everyone who says it works are liars.
LAWLZ
Great work guys! I am so happy to know that my fellow Pinoys are also earning money online. Almost a year n rin ako in this arena. I just hope you could earn more than what I am earning now.
Just be patient and due diligence is needed for you to succeed.
Again, thanks and goodluck to everyone.
Hi Charles…finally I was able to get here…tnx for regularly visiting my blog…I hope you pick up something new and useful everytime.
About EON, I do have my EON since Oct. 25. I signed up online and picked up the card in Alabang. Paid 350 and deposited some.
I tried to have my PayPal verified, for which I’m now waiting for some number that has to come with the statement….PayPal said it usually takes 3 to 5 days but it has been more than a week now I think and I still don’t have any reflection on my account. What was your experience on this matter?
Another note, PayPal charged you $5, right? Is that fixed for any amount withdrawn? How about the issue that PayPal charges you for RECEIVING while sending is free?
If it takes $5 to send money to my bank that takes 5 days before you can actually get the money, then maybe I’d rather go for Xoom which charges me $5.50 and usually the money is available the next day or, from my experience, 2 days max. It can be sent to your bank, delivered to your doorstep or picked up from a bank. By the way, my Italian PayPal is what I use and it’s unverified.
Hi!
I got my EON Card last week and have enrolled it online. Then when I try to apply it on my Paypal Account, my card was denied. Through this blog, I learned that I need to deposit at least 90 pesos. So I just deposited 500 on my EON Account. Then I tried adding the card again on Paypal to get my Paypal Account verified and I am still receiving the same error.
I checked my EON CyberAccount online and it has the 500 pesos that I deposited. Please advise.
Thanks!
Hi Minette. Does your EON online banking is activated? I’ve heard that you have to activate your online banking feature.
Try calling to their customer support call center. Hope your EON will be verified soon.
Please do drop by here if it will be success. Good luck.
Hi Charles!
Yes, my EON Cyberaccount is activated. I can access my account on UnionBank’s page and I was able to check my recent deposit of 500 pesos. I emailed their customer service via the online account and havent received any reply so far. I still have hopes that this will work coz you have yours working guys and I do thank you for taking the time to give advice.
Great blog by the way!
Have a nice day =)
Minette
I did try to activate my EON online banking but when I try log-in it said I have a wrong CARD NUMBER or USER ID. Cna you please help me with this?
Alexander,
Is your EON account is already activated, meaning you can inquire balance thru ATM machine? Did you try calling their customer call center support? Better yet, call them, it’s free using their toll free number.
Please check again your 16 digit card number found in your card. It should be 16 digit number.
Hope your EON will be activated online soon.
Yes my EON card is activated and I deposited 100 PHP. I see it when I had a balance inquiry. But still I can’t add the EON card to my PayPal account because there’s still an error — This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card. Help please…
I just added my EON card to my PayPal account right now but where can i get my expanded use 4-digit number? Can I get when I log-in to my EON cyber account?
Alexander,
You can email their support using the Email link menu located in your EON online account or better yet call their customer call center for your EXPUSE number.
Fantastic news! Thanks for sharing
ok na ang EON ko.
what did you do c5? Please share to us.
Hi!
I just tried adding my EON Card again and my Paypal account is verified now! Thanks to everyone who posted very helpful articles as well as comments!
I’ll try to transfer my money now to my EON and will keep you posted.
Happy bloghopping!
Minette
Congratulations.
Please tell us what you have done to verify your EON to your PayPal.
Hi Charles
Sorry but I just got too excited, I should have said my card was accepted not verified. I still need my 4-digit expanded use number. I just called the local customer service here in Pampanga and they have no idea about what I am talking about, they referred me to the Manila Customer Service that handles EON Account. I just emailed the EON customer service through my online account on EON.
Will keep you posted and I have also been posting my experiences about EON and Paypal on my other blog writtensentiments.blogspot.com
As usual, thanks for your prompt reply
Hi Charles!
Finally I got my card verified and was able to withdraw my funds. Am just waiting for Paypal to process my request which would take about 5-7 days.
Thanks to your blog and all the blog hoppers out there!
I also have posted my Paypal-EON experience at: http://writtensentiments.blogspot.com
Have a nice day!
Hi sir,
ask ko lang po paano mo ba na i.convert yong dollar from paypal
to Peso in your Eon Card.
Thanks po
You don’t have to worry about that. The bank will automatically convert your dollar to peso basing from their current foreign exchange rate.
You just have to check your EON online banking for the detailed transactions.
My EON Card is still waiting for activation. Can I or somebody will be able to deposit in my account or I will wait first before my card activated?
What do you mean by still waiting for activation, which activation part? As far as I know, When you receive your EON, the bank will let you check and set your PIN in the ATM to be activated, I think it will take just 2 days. Then enroll it to online banking, 2 days again. that’s just my experience.
Hi NetWaver,
I was able to fund my card immediately after claiming it from the greenbelt branch. Sinabay ko na sa pagbayad ng annual fee. I gave the New Accounts Clerk P500 (P350 for the annual fee and P150 initial deposit) so in my case napondohan ko na sya kahit hindi pa sya activated
I got my card last thrusday, and the ATM account is now working, however when I called up cust service, they said it will take another 5 days for the debit card number to be accepted by PayPal, because they have to forward the CIF to their Cebu office. I’m not sure why it has to be the cebu office though… hmmm
Maybe their main branch is at Cebu, just my assumption.
I also have a success in withdrawing my PAYPAL funds to my EON card.. it takes only 3 working days… it so fast.. also… last week ginamit ko ung XOOM money transfer, from paypal-XOOM.. and ako din ung recepient. it works fine… Pick-up ko kinuha sa isang branch ng Cebuana Lhuillier…
http://teampilipinas.blogspot.com
Good to hear that RNHalawi.
i applied EON card online last December 29,2007. How long will it takes to get my card? I assumed that it will delay because of a week holiday.
i dont have a card yet but i learned a lot from you guys… thanks anyway…
@vhonne
Usually, it will take you 3-5 days of waiting to get your eon card at the Unionbank branch you specified for pickup. Then the bank will make you deposit P350 for the card to be activated and it will take you again 2 days to wait.
Note: The P350 you first deposited will not appear in your eon account balance as it is (as per UnionBank Davao Victoria Branch) the processing fee daw.
To check if your eon card is activated, you have to make a balance inquiry and if successful then your card is already activated.
If you still have no PayPal account yet, Get PayPal account now!
Better if you have P100 in your EON account balance If you want to attach or add a debit card or credit card to your PayPal account because PayPal will charge you $1.95 just to make sure that your eon is accepted and activated for online banking. An EXPUSE # will be used to verify your debit card you have added or attached to your PayPal account and it will again take you 3-4 days to know it by emailing unionbank eon services.
I guess this is it. Don’t forget to ask questions here.
can i use that EON card for encashing cheques? for example, i recieved a cheques from google adsense, is it possible to encash that cheques there? i dont have bank account eh, and there’s no WU option in my Google AdSense Account…
You must have a Dollar account in a bank when encashing Google Adsense cheques. Banco De Oro bank is a good bank I can recommend. So better open an account now at BDO.
How come you don’t have a Western Union option in payment in your Adsense account? It should have.
yes, my google adsense account doesn’t have WU option. I asked the google support but no one answers. I already searched some forum/discussions about that, and they said that those who signed up in business account doesn’t have that option. But in my case, I registered my account as an individual.
HI,
It shows in my PayPal account that the transaction had been completed but it’s not reflecting on my Unionbank account?
Would it take more days before it goes to my Unionbank account?
Elaine
As for my experience, I have withdrawn twice already, usually your money withdrawn from PayPal to your EON card will reflect in 3-4 days.
But there are some saying that it will take a month. If you’re worried it will take that long, just call their customer service support toll free.
i got my EON card last thursday… is it ok to apply my card online since it’s not activate yet?
Hi,
How much does it cost to open an EON account?
cheers,
Impe
To open an EON account online, it’s free. You only have to pay P350 when you have to get your eon card on the unionbank branch you specified for pickup.
Hi Charles,
Because I don’t have an account in UnionBank, do you need an initial deposit amounting to P10,000 before transaction between Paypal and UnionBank takes place?
cheers,
impe
Hi Charles,
Because I don’t have an account in UnionBank, is it true that you need an initial deposit amounting to P10,000 before transaction between Paypal and UnionBank takes place?
OR
After paying the annual fee of P350 to get my EON Card, do I simple deposit a small amount in order for Paypal to withdraw $1.65?
cheers,
Impe
Your EON card should be first activated before applying or adding it to your PayPal account.
so kailangan pala may atleast P150 sa Eon ko, ba’t ba ngaun ko lng nabasa to nakakainis saturday pa nmn ngaun diba Mon-Fri lang ung UnionBank? Waahh! eh sabi nung girl dun after 3 days pa raw maaactivate yun! so it means sa Monday activated na ( o, 3 business days which means sa thursday pa activated?) kaya lng wala png laman ung EON ko eh,
pano nga pla mag deposit sa UnionBank? puede pa yun na sa ATM lng katulad sa BPI?
ang dami kong tanong no? excited lng kase!
Sir pwede kaya ako mag open ng account dyan sa union bank while nandito ako sa Saudi since na may logo yan ng Visa pwede ko rin kayang magamit yan sa pag transact ng bill payments dito sa Saudi
im back… i already have a verified paypal accounts, and done some withdrawal transactions there… but in my friend’s case, we cant apply it on paypal… his card was denied… i said that try it again and he need to have a sufficient balance in his account… but he already deposited 300 pesos there… and it’s activated in online banking too… when we tried to check his balance on another ATM machine (i think ATM from BPI)… the machine tells that his card was invalid or having some error… he asked the teller in UnionBank about that matter, he tried to check his balance in ATM directly from UnionBank ATM and it was accepted… the teller just said that dont use his card to another bank becoz it might having an error… my another friend and i try to check our balance in another ATM but we dont receive any error…
is there somebody encountered this problem? he is desperate to add his card to paypal… he got $400 in his paypal account and when you have an unverified account… you have a $100 sending limit…
can you help my friend? thank you in advance…
@vhonne:
kailangan may lamang money ung EON account niya ako i put P500.
anyone here, can we use EON on Google Checkout? have anyone tried it?
@julia:
meron n po laman ung card nya… 300 pesos… i already have my EON, kaya alam ko na required talaga n may laman ung card nya kung mag-aapply xa sa paypal… pero still, denied from the bank pa rin…
about sa Google Checkouts naman po… i already asked some people kung pwede mga mag encash ng Google Cheques, pero in my case po, dollar ung cheque ko kaya ndi pwede sa EON ko… kc kelangan nya dollar account… kung pesos po nmn ang currency n ginamit nio sa Google Adsense account nio, possible po xa pero ndi ko p natatry… once p lng kc ako naka receive ng cheque, dollar pa… lols… pero ung 2nd payment n inaasahan ko… pesos n xa… try ko din sa EON ko kung pwede…
hindi nio pa yta ako naintindihan
i wanna use my EON card kase to fund my google checkout, now i’m asking if this is possible, i wanna pay something kase eh pero google checkout lng ang option walang paypal.
sa adsense, western union ko po sia ineencash. pesos din.
ah… ahaha… naalala ko na… cenxa n po… memory gap… Google Checkouts nga pla… Adsense ang nasa isip ko… lols…
pwede mag add ng fund gamit ang EON kasi Visa Electron nmn un eh… acceptable un sa Google Checkout…
btw… sang online shop kau bumibili n tumatanggap ng Google Checkout?
i tried verifying my EON in my paypal but it is denied.
why do you think its denied?
i filled it in with all the necessary options properly (security code, card number, etc) but then it is still denied. How come?
@anne:
you need to have at least 100 pesos balance in your EON account to apply ur card in paypal… paypal activation fee is $1.99 (or something)… but they will give u back once you activate your account…
Hi, I have also an eon card but my problem is i can’t verify it. seems that my billing address is wrong heres the message from paypal
“We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.”
so, can i use the address found in my profile in eon?
Pls. if anybody could answer this. I really desperate now..
also having the denied message even though I have deposited enough money in my account. I read somewhere that you must deposit money and use money (spend somewhere) before Paypal can validate your debit card. Will try mine.
hi charles, im an OFW here in saudi arabia, and id like to have a debit card to make my paypal verified. all infos i supplied to paypal are from Philippines, i mean my adreses and contact #. is it possible for me to get an EON account? please help me reg this matter..
thanx
hi charles.. pag Bpi credit card ba eh ndi pwdeng gumamit ng paypal?
hi im having problems with withdrawing money from Paypal to my Unionbank EON card account. I withdrew money to my EON card last September 10 and September 18 respectively and my PayPal Account Withdrawal Status is already “COmpleted”. I expected that in a matter of 5 days all things will be cleared and the money will have to be in my EON account. Today is September 27, 2008 but still I am not seeing any trace of my hard-earned money. may nakaexperience na ba nito??
Hello po sa lahat! May talong lang po ako, ay tanong pala sori po. I have enrolled already for the eon cyber acocount but I can’t log in because “newly enrolled eon users can only log in with user id” daw. I think I forgot my user id, parang nakalimutan ko ata user id ko, pano po kaya malaman ulit ang userid? Salamat po!
Geeez, if I only knew eon union atm acct will be very precious to me today as I am into blogging business as well, i would have been kept my my card activated! I got problems about bdo, they don’t allow online transactions specially with paypal…
do you know, if i could avail eon online? i’m travelling at the moment and im not sure when i’m going back…
thanks…
can anyone tell me if the unionbank eon cyberaccount is working right now? ugh… i tried logging in and it says something about invalid username or valid id or password… been careful about typing the username and the password, but still there is a prob. maybe it’s with their site? plz let me know.
anyway, i just linked my paypal account w/ my eon and i’m currently waiting for the expanded use number… where can i find it after 3-5 days since i can’t access my cyberaccount?
Kaso Xoom malaki ang charge tapos yung conversion from dollar to pesos mababa. Personally I have Paypal business account, and charge lang was the money coming in but when you requested the money to your EON’s bank account (the 12-digit bank account number as bank account number) for 7,000 pesos and up is FREE. Sa akin it took me 2 days reflected na kaagad sa EON account ko as you can see on my blog here. This is the first time I transferred without a glitch or problems.
Just wanna ask guys, i had some problem regarding my EON Card.
Here’s the thing, the name shown on my card is my mom’s, cause that time i don’t have any I.D when i applied, so my mom got the card for me. And the name on my Paypal account is mine. Would i still be able to use my mom’s EON Card? Hope someone could reply asap. Thanks.
Hi! hello!
i stumbled in this blog and it was very useful, id like to ask some questions cause im planning to open up a EON for my paypal,since i dont have any credit card.
any suggestions which bank i should open so that i can activate my paypal?
thanks all for now! thanks!
Blue,
EON account is a UnionBank savings ATM account.
hi!
im having a hard time on my union bank EON account linking it to my paypal. i got my fresh and new Eon last week,with funds in it,and its fully activated.
everytime i try to get verified/link and confirm my debit card, i always get this error
” This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”
i’ve been calling union bank from time to time,and it seems they cant help me with my problem, anyone know how can i resolve this?
ive been checking from time to time,but the error still comes out, i really dont know how to fix this,if anyone encountered this problem and knows how to resolve it,im humbly asking for your help. thanks in advance and God bless
@blue,
How about attaching your unionbank eon to paypal through bank account type. it is fast and no charges when withdrawing than credit or debit card process. Refer to the link below:
Successful Withdrawal From PayPal To Philippine Bank Accounts
thanks charles,i’ll try it out.
by this can my paypal be verified? my paypal status is still unverified
@blue,
have you enrolled your eon to unionbank’s e-banking online? you should enroll it to have it activated to be used to verify in paypal. also, if it won’t work even you have enough funds in your eon account, try withdrawing small amount of cash just to have your eon account have some transactions generated, but first you have to enroll ur eon account to UB’s ebanking. Go to http://www.unionbankph.com/, then click EON Cyber Account button and then register or enroll you eon.